Before the front door: build a property research file.
Bring better questions to the people helping you make a property decision.
A strong first impression is one part of a property decision. Prepare a simple research file before comparing homes or planning improvements.
Five questions to bring with you
- What do available permit and inspection records show about past work?
- Which public authority would review future improvements?
- What questions remain about the property's flood and disaster history?
- Which maintenance records, warranties and product documents are available?
- What needs an answer from an agent, inspector, contractor or insurance professional?
Keep questions with evidence
Save the source and date of each record. A missing record is a reason to investigate; a portal search does not establish a home's condition or value.
The Consumer Financial Protection Bureau encourages buyers to ask about flood and disaster risk before making an offer. Use official resources as a starting point for a property-specific conversation with qualified professionals.
Organize your file into public records, condition and maintenance, professional questions, and estimates. Keep estimated costs separate from confirmed quotes.